Somewhere between the last peppermint latte and the first “dry January” seltzer, the consumer psyche performs an elegant pivot: from recovering to romancing. Valentine’s Day is the annual reminder that love may be priceless, but the surrounding ecosystem is...

By 2025, the financial services sector stopped “testing” artificial intelligence and started living in it. The industry has moved past the novelty of generative chatbots to a more profound structural reality: the redesign of the global movement of money around...

Karen Webster describes Monday Conversation as a window into “interesting companies doing interesting things.” In 2025, the most useful interviews for banking, payments and FinTech leaders were often the ones that barely mentioned payments at all. They were...

Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer relationships, mid-market and enterprise retailers were able to scale...

Fraud prevention is no longer a single tool or team; it’s a coordinated ecosystem. As digital transactions scale and fraud tactics evolve, fraud orchestration has emerged as the missing layer connecting risk signals, verification systems and payment gateways....

Merchants have spent much of the eCommerce era obsessed over understanding a single buyer: the human at the other end of a screen, swayed by brand storytelling, emotional triggers, intuitive design, and social proof. But a second customer class has quickly and...