Buy Now, Pay Later: Big-Ticket Buys in Reach

Buy Now, Pay Later: Big-Ticket Buys in Reach

The buy now, pay later (BNPL) wave first formed around relatively inexpensive fashion and beauty goods, but industry watchers keep looking for new use cases that will expand and unlock bigger-ticket potential, in many cases for consumers with impaired credit. Among...
Consumer Demands Shift for Cross-Border eCommerce

Consumer Demands Shift for Cross-Border eCommerce

More than a decade ago, when cosmetics company 100% Pure was starting to sell internationally, it ran a separate website for each country, which “was a lot of overhead,” according to founder and CEO Ric Kostick. “It was a big deal when we finally combined the websites...
US, UK Businesses See Cross-Border Payment Fraud

US, UK Businesses See Cross-Border Payment Fraud

With professionals around the globe working from home during the pandemic, and many using their home networks and personal devices to conduct business, many have struggled to rebuild their cybersecurity infrastructures from scratch, and have scrambled to figure out...
Physical Retail’s Data Distortion Trap

Physical Retail’s Data Distortion Trap

In 1907, Mark Twain famously popularized the saying “lies, damn lies and statistics,” almost as a self-deprecating comment about his own ability to interpret “figures” when writing about them. An expression first attributed to British Prime Minister Benjamin Disraeli,...
How Mobile Payments Change Consumer Choices

How Mobile Payments Change Consumer Choices

Consumers in the United States spend a collective $555 billion each month buying groceries, food, retail products and travel-related purchases — and the way they pay is changing faster than the tides. The prolonged public health and economic crisis has had consumers...
Digital-Enabled Sales Important to Customers 

Digital-Enabled Sales Important to Customers 

The COVID-19 pandemic is pushing global B2B firms to eCommerce channels and marketplaces, and the payments and processes that go with them. B2C firms adapted to digital years ago, but B2B was slower to adapt.  That changed with the pandemic, however, as more...