How Mobile Payments Change Consumer Choices

How Mobile Payments Change Consumer Choices

Consumers in the United States spend a collective $555 billion each month buying groceries, food, retail products and travel-related purchases — and the way they pay is changing faster than the tides. The prolonged public health and economic crisis has had consumers...
Digital-Enabled Sales Important to Customers 

Digital-Enabled Sales Important to Customers 

The COVID-19 pandemic is pushing global B2B firms to eCommerce channels and marketplaces, and the payments and processes that go with them. B2C firms adapted to digital years ago, but B2B was slower to adapt.  That changed with the pandemic, however, as more...
4 Things About BNPL in a Complex Landscape

4 Things About BNPL in a Complex Landscape

It’s hard to think of a payments phenom to beat buy now, pay later (BNPL). Initially seen as a retail novelty when it first began appearing in the U.S. with Afterpay’s 2014 debut, adoption grew slowly at first, then underwent a pandemic acceleration that’s turned BNPL...
Microsoft Faces Backlash Over BNPL Pay Function

Microsoft Faces Backlash Over BNPL Pay Function

Microsoft faced criticisms Wednesday (Dec. 1) for its proposal to add in buy now, pay later (BNPL) functions to its Edge web browser, over assertions that the payment plan could lead to more users in debt. The BNPL model usually involves paying for a service which...
How Merchants Can Embrace Cryptocurrency

How Merchants Can Embrace Cryptocurrency

Much has been said — and written — about the consumers’ readiness and desire to use cryptocurrencies in everyday commerce. Debbie Guerra, ACI Worldwide’s executive vice president, merchant solutions, told PYMNTS that overcoming merchants’ reluctance requires a bit of...
Afterpay: BNPL Purchases up 34% From Last Year

Afterpay: BNPL Purchases up 34% From Last Year

Buy now, pay later (BNPL) provider Afterpay has released insights on consumer shopping that include a massive boost in Afterpay use, according to a Tuesday (Nov. 30) press release. BNPL spending in the U.S. has increased 230% in the past year, with a 34% increase this...