The Battle for the AI Orchestration Layer Heats Up

By 2025, the financial services sector stopped “testing” artificial intelligence and started living in it. The industry has moved past the novelty of generative chatbots to a more profound structural reality: the redesign of the global...

Executives Say AI Redefines Value and the Payments Landscape

Karen Webster describes Monday Conversation as a window into “interesting companies doing interesting things.” In 2025, the most useful interviews for banking, payments and FinTech leaders were often the ones that barely mentioned payments...

Lloyds Shelves Invoice Financing as Small Businesses Shift Away

British bank Lloyds is reportedly ending its small-business-focused invoice financing program. The factoring program will close by the year’s end, the Financial Times (FT) reported Sunday (Dec. 28), citing two sources familiar with the...

Embedded Finance Becomes a Competitive Equalizer for SMBs

Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer relationships, mid-market and enterprise retailers...

Fiserv Forms Agentic Commerce Pacts With Visa and Mastercard

Payments/FinTech company Fiserv has launched agentic commerce-focused partnerships with Visa and Mastercard. The former collaboration, announced Monday (Dec. 22), combines Visa’s authentication and agentic commerce capabilities with Fiserv’s...

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